Mobicred

Shop Now with Mobicred

Get instant digital credit up to R50,000 at Smartphone Avenue and pay it back over time

R50K
Credit Limit
7.5%
Min Payment
55K+
Partner Stores

How Much Could You Get?

Mobicred offers digital credit up to R50,000 based on your affordability assessment

Example Credit Amounts & Monthly Payments

R5,000
Min payment: R375/month
R15,000
Min payment: R1,125/month
R30,000
Min payment: R2,250/month
R50,000
Min payment: R3,750/month

*Monthly payment is 7.5% of outstanding balance. Interest rate: 21.5% per annum.

How to Use Mobicred at Smartphone Avenue

Get your digital credit account and start shopping for the latest tech today

1

Apply for Mobicred

Download the Mobicred app or apply online in minutes. Get an instant response and credit limit up to R50,000 based on your affordability.

  • 100% digital application
  • Instant credit assessment
  • No physical paperwork required
  • Available 24/7 online
2

Shop at Smartphone Avenue

Browse our latest smartphones, tablets, and tech accessories. Add your favorites to cart and select Mobicred as your payment option at checkout.

  • Available on all our tech products
  • Works on mobile and desktop
  • Secure checkout process
  • Real-time credit availability
3

Complete Your Purchase

Sign in with your Mobicred account, confirm the purchase with OTP verification, and we'll ship your order immediately while you pay over time.

  • OTP security verification
  • Immediate order processing
  • Monthly debit order payments
  • Revolving credit facility

Why We Offer Mobicred

At Smartphone Avenue, we partner with Mobicred to give you flexible payment options for your tech purchases

💳

Revolving Credit Facility

As you pay down your balance, credit becomes available again. Use your account multiple times for future purchases.

📱

100% Digital Experience

From application to shopping and account management - everything is digital through the Mobicred app.

🏪

Wide Acceptance Network

Use your Mobicred account at over 55,000 stores across South Africa, both online and in-store.

💰

Flexible Repayment

Pay as little as 7.5% of your outstanding balance monthly, or pay more to settle faster with no penalties.

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Powered by RCS

Backed by RCS Cards, a registered credit provider with years of experience in South African credit solutions.

Instant Availability

Once approved, your credit is immediately available for purchases at Smartphone Avenue and other partner stores.

Important Credit Information

  • Credit limit up to R50,000 subject to affordability assessment
  • Annual interest rate: 21.5% on outstanding balances
  • Minimum monthly payment: 7.5% of outstanding balance
  • Monthly admin fee applies when account has an active balance
  • No fees charged if account has zero balance and no purchases made
  • Early settlement allowed with no penalties
  • Powered by RCS Cards (NCRCP 38/FSP 44481)

Ready to Get Your Tech Today?

Apply for Mobicred and start shopping our latest smartphones and accessories with flexible payments

Questions About Mobicred?

For Mobicred account applications and support, contact them directly. Our Smartphone Avenue team can help with order questions.