Use your existing credit card at Smartphone Avenue and split payments into up to 24 interest-free, fee-free monthly instalments
Shop with your existing credit card and split payments into manageable monthly instalments
Choose Float as your payment method when shopping at Smartphone Avenue. No registration required!
Select how many monthly instalments you want - from 3 up to 24 months to suit your budget.
Use your existing Visa or Mastercard. Float reserves the full amount but only charges the first instalment.
We ship your order immediately! Pay the remaining instalments monthly with zero interest or fees.
Visa & Mastercard Compatible
Float works with your existing Visa or Mastercard credit card. No new credit, no applications, no credit checks - just smarter use of your existing credit limit.
Interest-Free Instalments
Split large purchases into smaller, manageable monthly payments. Perfect for expensive tech purchases without the burden of interest charges.
No Sign-Up Required
Start using Float immediately without any registration process. As simple as a regular credit card purchase with the added benefit of instalments.
See how Float compares to traditional credit card purchases and other payment methods
| Feature | Float | Credit Card | Other BNPL |
|---|---|---|---|
| Interest Charges | 0% Always | 15-25% APR | 0% if on time |
| Application Required | ✗ None | ✓ Required | ✓ Required |
| Credit Check | ✗ None | ✓ Required | Soft check |
| New Credit Line | ✗ Uses existing | ✓ New credit | ✓ New credit |
| Reward Points | ✓ Keep earning | ✓ Yes | ✗ Usually not |
| Late Fees | ✗ Never | ✓ Yes | ✓ Usually |
| Maximum Term | 24 months | Revolving | 3-6 months |
Float uses the highest level of security standards to protect your information
Highest level of credit card data security certification
Additional authentication layer for card transactions
Credit card details are never stored on Float systems
Full compliance with South African privacy laws
Shop our latest tech collection and split your payments into manageable monthly instalments
Start Shopping with FloatFor Float payment questions about your Smartphone Avenue order, our team can help. For Float account support, contact them directly.
